CRA Public File
Community Reinvestment Act (CRA) Public File
Provident Bank is pleased to provide this information for public inspection under the Community Reinvestment Act (CRA).
CRA Performance Evaluation
Provident Savings Bank received a "Satisfactory" CRA rating from the Office of the Comptroller (OCC) in our most recent Performance Evaluation.
The information below is current as of April 1 of each year and may be updated periodically.
The information below is current as of April 1 of each year and may be updated periodically.
- All Written Comments received for the current year and the prior two calendar years as of April 1, 2024. Provident Bank may, at its discretion, periodically update this to include public comments received after the annual April 1 update
- Branch Location, hours of operation and census data as of April 1, 2024.
- Facility Bases Assessment Area (FBAA) the following assessment areas represent the communities Provident Bank serves. Maps and Census tract information can be accessed by clicking the links below.
- Products & Services: a description of personal and business products and services available through Provident Bank and our Schedule of Fees for personal and business. Question regarding transaction fees or cost of services should be directed to your nearest Provident Bank branch.
- Personal Product and Services including Checking, Savings, Lending, and Investing
- Business Product and Services including Banking, and Lending
- Home Mortgage Disclosure Act Notice (HMDA) The HMDA data about our residential mortgage lending is available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for other financial institutions is also available online. For more information, visit the Consumer Financial Protection Bureau’s website (www.consumerfinance.gov/hmda) or the Federal Financial Institutions Examination Council website (https://ffiec.cfpb.gov/data-publication/disclosure-reports.)
- CRA Public File Requests Provident Bank can provide hard copies of the CRA Public File. Please note, we may charge a reasonable fee to cover copying and mailing expenses. Requests for hard copies of these documents can be sent to mvanstockum@myprovident.com
- CRA Officer
Mike Van Stockum, Vice President
3756 Central Avenue
Riverside, CA 92506
(951) 782-6193