NOTES:
(All Savings Products) Excess Activity Fee of $15 per transaction after six (6) withdrawals and/or transfers each monthly statement cycle by ACH withdrawal, preauthorized transaction, online banking withdrawal, sweep withdrawal, overdraft protection withdrawal, check, draft and point-of-sale transactions (if allowed on the account). Withdrawals and/or transfers in excess of these limits will subject the account to loss of transfer capabilities, excess activity fee or closure.

(1)  Carrier's message and data rates apply. Additional terms and conditions apply as provided in the mobile agreement/addendum.

For specific and additional product details, please refer to Provident's Personal Account Disclosures, and Schedule of Fees. All rates, products, and programs are subject to change without notice except as required by law.